Student Health Insurance and Opt Out

In our continued effort to promote good health among our students, assist students in meeting healthcare reform mandates and keep costs at a competitive level, Morehouse College reviewed several options for the 2021-2022 plan year. The plan year will begin on January 1, 2021 and run through July 31, 2021.

Morehouse College requires that all undergraduate students have adequate health insurance coverage. The College has specific requirements that must be met for all enrolled undergraduate students. The requirements include a plan that provides appropriate coverage to access patient care providers at Morehouse College for: emergency and non-emergency conditions, mental health, and prescription drug benefits. Coverage must remain in effect for the 2021-2022 academic year, with an unlimited policy year maximum and immediate pre-existing condition coverage.

Students will be automatically enrolled in the College sponsored Student Health Insurance Plan – Aetna and the annual premium will be billed to the student account unless a student choses to opt out, in which case proof of adequate health insurance coverage must be submitted. Students who already have health insurance for the entire academic year and meet the above requirements must submit a waiver from Monday, December 14, 2020 until Sunday, January 31, 2021 (for new spring students only).  It is the responsibility of the student to verify whether or not the charge has been billed to their student account.

You are automatically enrolled in our sponsored Student Health Insurance Plan through Aetna and the annual premium is billed to your account unless you choose to opt out, in which case you must submit proof of adequate health insurance coverage. If you already have health insurance for the entire academic year and meet the above requirements, submit a waiver between July 20, 2020 and September 7, 2020. It is your responsibility to verify whether or not the charge is billed to their your account.

Aetna Insurance Plan 

Aetna Student Health, working with Morehouse College offers a student-focused health insurance plan that covers students at school or at home. As an insured student, you get access to Aetna’s nationwide network of participating doctors, hospitals, pharmacies and specialists.

For more information about the Morehouse Student Health Insurance Plan visit or call (877) 626-2308.


If you're already insured with coverage that fulfills the waiver, you may waive our health insurance plan. Your primary insurance plan must provide coverage in the Atlanta area. We will ask the following questions on our waiver audit.

  • Are you on an HMO plan outside the state of Georgia?
  • Are you on a Medicaid plan outside of Georgia?
  • Does your plan have an unlimited benefit maximum?